PokerStars and Full Tilt Online Software End User License Agreement

Subject to the terms and conditions contained herein TSG grants the User a limited, non-exclusive, personal, non-transferable, non-sublicensable, revocable right to install and use the Software on your PC or Device, as the case may be, in order to access TSG's servers and play real money games, such as poker, card games, casino games and fixed-odds sports betting (the " RM Games ") (the Software and RM Games together being the " Service ").

The Software is licensed to you by TSG for your private personal use. Please note that the Service is not for use by individuals: (i) under 18 years of age, (ii) if older than 18, under the legal age of majority in their jurisdiction and (iii) connecting to the Sites from jurisdictions from which it is illegal to do so. TSG is not able to verify the legality of the Service in each jurisdiction and it is the User's responsibility to ensure that their use of the Service is lawful.

We reserve the right at any time to request from you evidence of age in order to ensure that minors are not using the Service. We further reserve the right to suspend or cancel your account and exclude you, temporarily or permanently, from using the Service if satisfactory proof of age is not provided or if we suspect that you are underage.

In order to verify your identity, physical address, age and/or source of funds and meet our regulatory obligations, we may ask that you provide personal details and/or documentation (such as a copy of your passport or other government-issued photographic proof of identity, proof of address, payment method details, bank statements, and/or other evidence) from time to time. We reserve the right to place restrictions on your account (including, for example, the ability to withdraw, deposit or access the RM Games) until you have provided the requested information and/or we have completed such checks to our reasonable satisfaction.

Please see our Privacy Policy for more information on how we use such personal data.

You warrant that any names or images used by you in connection with the Sites or Service (for example, your user name and avatar) shall not infringe the intellectual property, privacy or other rights of any third party. You hereby grant us for the benefit of the Flutter Group a worldwide, irrevocable, transferable, royalty free, sublicensable license to use such names and images for any purpose connected with the Sites or Service, subject to the terms of our Privacy Policy .

LICENSE OF VIRTUAL ITEMS

The RM Games may include virtual chips and/or other virtual items for use in the RM Games (together the " Virtual Items "). Depending on the RM Game, you may be able to "earn" Virtual Items through gameplay and/or "buy" Virtual Items by visiting the relevant purchase page(s) and completing the necessary transaction. These "real world" terms are used figuratively, and you agree that you have no right or title in Virtual Items, whether "earned" in a RM Game or "purchased" from TSG. Any "virtual currency" or similar virtual balance shown in your User account does not constitute a real-world balance or reflect any stored value, but instead constitutes a measurement of the extent of your license to use the relevant Virtual Items in-game.

Virtual Items are for in-game use only. You may not sublicense, trade, sell, or transfer Virtual Items for value of any kind outside of a RM Game (or attempt to do any of these things). Any such action or attempted action is prohibited and void and may subject your User account to termination. In addition, you acknowledge that TSG may commence legal action against you for any harm done by such transfer or attempted transfer of Virtual Items outside of the RM Games.

When you purchase a license to use Virtual Items in-game, TSG may send you a confirmatory email that will contain details of the Virtual Items you have ordered. Please check that the details in the confirmatory email are correct as soon as possible and maintain a copy of it for your records. If you have any concern, please contact Support . TSG keeps records of transactions in order to deal with any queries.

TSG may revise the pricing for Virtual Items at any time.

You acknowledge and agree that Virtual Items will not be usable if either (a) the RM Game in question is withdrawn for any reason; or (b) the Virtual Item in question is withdrawn for any reason. TSG will endeavour to give you reasonable prior notice of any withdrawal of a RM Game/Virtual Item. If TSG does not give you such prior notice for whatever reason, you will be entitled to contact TSG for a refund of any unused Virtual Items that you have "purchased" with real money (not "earned" through gameplay) and which are affected by the withdrawal of the RM Game/Virtual Item. However, if TSG gives you reasonable prior notice of a withdrawal of a RM Game or Virtual Item, you will not be entitled to a refund of any affected Virtual Items and TSG will have no further liability to you.

Save as set out in Clause 1.12 above, you acknowledge that TSG is not required to provide a refund of Virtual Items for any reason, and that you will not receive money or other compensation for unused Virtual Items when a User account is closed, whether such closure was voluntary (e.g. where the User account is closed by you) or involuntary (e.g. where the User account is closed because you materially breach any term of this Agreement).

TSG disclaims any and all warranties, expressed or implied, in connection with the Service which is provided to you "AS IS" and we provide you with no warranty or representation whatsoever regarding its quality, fitness for purpose, completeness or accuracy.

Regardless of our efforts to provide you with service of the highest quality, safety and security, we make no warranty that the Service will be uninterrupted, timely or error-free, that defects will be corrected or that the Software and the Sites shall be free from viruses, bugs or other contaminants.

TSG reserves the right to suspend, discontinue, modify, remove or add to the Service in its absolute discretion with immediate effect and without an obligation to provide you with notice where we consider it necessary to do so, including (for example) where we receive information that you have entered into any self-exclusion agreement with any gambling provider or where we deem it necessary for the management, maintenance or update of the Software and we shall not be liable in any way whatsoever for any loss suffered as a consequence of any decision made by TSG in this regard.

there is a risk of losing money when using the Service and that neither TSG nor any other member of the Flutter Group has any responsibility to you for any such loss;

TSG is not a financial institution and no interests will accrue on monies deposited with us;

your use of the Service is at your sole option, discretion and risk;

you are solely responsible for any applicable taxes which may be payable on cash or prizes awarded to you through your use of the Service;

TSG does not provide advice to Users regarding tax and/or legal matters. Users who wish to obtain advice regarding tax and legal matters are advised to contact appropriate advisors and/or authorities in the jurisdiction in which they are domiciled and/or resident;

the telecommunications networks and Internet access services required for you to access and use the Service are entirely beyond the control of TSG and TSG shall have no liability whatsoever for any outages, slowness, capacity constraints or other deficiencies affecting the same;

you are aged 18 or over and that you are not currently self-excluded from any online or mobile gambling site and that you will inform us immediately if you enter into a self-exclusion agreement with any gambling provider;

you have provided true and accurate information concerning your physical address and identity, including nationality;

you are not currently on any list of persons that would prohibit TSG from engaging in business or other dealings, or otherwise offering the Service to you;

you are not prohibited due to your geographic location or otherwise from receiving funds from TSG and

if you are identified as such a person as detailed in Clause 4.9 or 4.10, TSG may immediately terminate your account and all access to any of the Service.

SOFTWARE MODIFICATIONS. User may not attempt to modify, decompile, reverse-engineer or disassemble the Software in any way.

PERSONAL USE. The Service is intended solely for the User's personal use. The User is only allowed to wager for his/her personal entertainment. Under no circumstances shall a User be permitted to use his/her "real money account" for any purpose other than for using the Service. The User must provide full and truthful information in respect of all details and information provided by the User to TSG and the User is obligated to update such details in the event of any change thereto.

COLLUSION. Collusion between Users by sharing poker hole cards or by any other methods is strictly forbidden. TSG reserves the right, in addition to other measures, to restrict seating and/or to prohibit Users from playing at a particular poker table or in a tournament, including restricting two or more Users from playing together at the same table or in the same tournament. In addition, we reserve the right to consider any collusion or attempt at collusion between players (including Users) as a material breach of this Agreement and accordingly we shall have the right to terminate a User's account if a User engages or attempts to engage in any such activity, regardless of the outcome of such attempt.

EXTERNAL PLAYER ASSISTANCE TOOLS. TSG prohibit external player assistance tools (" EPA Tools ") that are designed to provide an "unfair advantage" to players. TSG defines "EPA Tools" as computer software (other than the Software), and non-software-based systems (e.g. web sites, subscription services and physical materials). TSG takes a broad view of what constitutes an "unfair advantage" in the context of any use of EPA Tools and specific guidance can be found in our Third Party Tools and Services FAQ . For the avoidance of doubt, what is prohibited encompasses but is not limited to accessing or compiling information on other players beyond that which the User has personally observed through the User's own game play or receiving advice, direction or assistance on how to play, in real time, that goes beyond a basic level.

AUTOMATIC PLAYERS (BOTS). The use of artificial intelligence including, without limitation, "robots" is strictly forbidden in connection with the Service. All actions taken in relation to the Service by a User must be executed personally by players through the user interface accessible by use of the Software, and without the assistance of any form of artificial intelligence.

EPA PREVENTION. You agree that TSG may take steps to detect and prevent the use of prohibited EPA Tools. These steps may include, but are not limited to, examination of software programs running concurrently with our Software on the User's computer. You agree that you will not attempt to bypass, interfere with, or block such steps, including, without limitation, the use of third party software that bypasses, interferes with, or blocks such steps.

CHIP-DUMPING. Chip-dumping occurs when any User intentionally loses a poker hand in order to deliberately transfer his chips to another User. Any User who participates or attempts to participate in chip-dumping with any other User, including being the recipient of funds, while using the Service may be permanently banned from using the Service and their Stars Account may be terminated immediately. In such circumstances TSG will be under no obligation to refund to you any monies that may be in your Stars Account at such time.

NO ARBITRAGE. Users are strictly prohibited from utilising the Sites and its systems to facilitate arbitrage through currency exchange transactions. Where TSG deems that a User has deliberately used the aforementioned systems for financial gain through arbitrage, any gains will be forfeited and deducted from the balance standing to the credit of such User's account without warning or notification.

CONCURRENT LOGINS. TSG strictly prohibits a User to be logged in to more than one account within the same player pool (i.e. at the same poker table or in the same tournament) at the same time, whether any play activity occurs on any such account or not. TSG shall have the right to terminate a User's account and may confiscate funds held in such account if a User engages or attempts to engage in any such activity, regardless of the outcome of such attempt.

If we mistakenly credit your Stars Account with winnings that do not belong to you, whether this is due to a technical or human error or otherwise, the amount will remain our property and the amount will be transferred back to us from your Stars Account. We reserve the right to void any transactions placed using incorrectly/mistakenly credited funds, including related winnings paid out in error. To satisfy any such liability, we further reserve the right to freeze and withhold these funds and set-off any subsequent winnings owed to you. If prior to our becoming aware of the error you have withdrawn funds that do not belong to you, without prejudice to other remedies and actions that may be available to us at law, the mistakenly paid amount will constitute a debt owed by you to us. In the event of an incorrect crediting, you are obliged to notify us immediately by email to Support .

You may not abuse or take advantage of any error or instance of incompleteness on any of the Sites or in any of the RM Games provided by us (via any of the Sites). Should you become aware of such an error or incompleteness, please notify us immediately. If you do not comply with this Clause and take advantage of or divulge any information about an error or incompleteness, we will be entitled to pursue any remedies available at law.

Under no circumstances, including negligence, shall TSG or any other member of the Flutter Group or any of its licensors (including Third Party Providers) be liable for any special, incidental, direct, indirect or consequential damages whatsoever (including, without limitation, damages for loss of business profits, business interruption, loss of business information, or any other pecuniary loss) arising out of the use (or misuse) of the Service even if TSG or the relevant member of the Flutter Group had prior knowledge of the possibility of such damages.

Nothing in this Agreement shall exclude or limit TSG's liability for: (a) death or personal injury resulting from its negligence; or (b) fraud or fraudulent misrepresentation.

A User may only have one Stars Account for play on any 'PokerStars', 'PokerStars Casino', 'PokerStars Sports' and 'Full Tilt' sites. and shall only use the Service using such single account. It is prohibited for a User to open multiple accounts for gambling on these Sites. In the event that TSG becomes aware of additional accounts opened by a User, TSG may close such additional accounts without notice and may confiscate funds held in such accounts.

Each Stars Account shall be accessible through the use of a combination of a unique username (" Username "), a unique and secret password (" Password "), and other optional numeric authentication methods that the User may select (the Username, Password and any other authentication features together being referred to as the " Login Credentials "). The User is obligated to choose his/her own Username and Password in accordance with the rules relating thereto.

The User agrees that he/she is solely responsible for all use of the Service under his/her Login Credentials and that he/she shall not disclose the Login Credentials to any person whatsoever nor permit another person to use the Service via his/her Stars Account.

The User is obliged to keep his/her Login Credentials secret and confidential at all times and to take all efforts to protect their secrecy and confidentiality. Any unauthorized use of the Login Credentials shall be the sole responsibility of the User and be deemed as his/her use. Any liability therefrom shall be that of the User.

If a User is using a credit or debit card, the cardholder's name on such credit or debit card MUST be the same as the name used by such User upon registration with the Sites. Where this is not the case TSG reserves the right to suspend the User's account. Upon the suspension by TSG of an account under the circumstances described, you should contact Support for details of our verification process. Any withdrawals from a Stars Account that are made by bank wire or cheque will only be payable to the name used in the registration process on the Sites for opening the Stars Account.

UPDATING PAYMENT DETAILS. Updating or adding additional payment details may only be done by contacting Support . It is your responsibility to make yourself aware of the terms upon which your payments are accepted. You are solely responsible to keep yourself informed of any changes.

ACTIVATION. All Users may be sent an email to their registered email address for the activation of their Stars Account. In the event that the activation process is not completed, TSG reserves the right to suspend all activities on the account until the account details are verified.

You will not be able to place any bets using the Service in an amount greater than the total amount of money in your Stars Account.

You are fully responsible for paying all monies owed to us. You agree not to make any chargebacks, and/or deny or reverse any payment made by you in respect of the Service. You will reimburse us for any chargebacks, denial or reversal of payments you make and any loss suffered by us as a consequence.

We reserve the right to run credit and/or identity checks on a User, with third party credit reference agencies or services, using the information provided to us by a User on registration with the Service in accordance with the terms of the Privacy Policy . The third party credit reference agencies or services may retain a record of the information but they will not use the information for any other purpose.

We reserve the right to use third party electronic payment processors and/or financial institutions to process payments made by and to you in connection with your use of the Service.

You acknowledge and agree that if your Stars Account is "active" (i.e. you have logged into your Stars Account at any time during the prior 12 month consecutive period) monies deposited by you in your Stars Account are held in a trust account on your behalf and are considered to be "End User's Deposits". In the event that your Stars Account is "inactive" (i.e. you have not logged into your Stars Account for a consecutive 12 month period, monies deposited by you in your Stars Account will cease to be "End User's Deposits" and will not be held in trust but will be immediately available to you for withdrawal or to use the Service in accordance with the terms of this Agreement from such time as you log into your Stars Account and will be automatically reclassified as "End User's Deposits".

Should your Stars Account with a positive balance remain dormant or inactive with no account transactions for a consecutive period exceeding thirty (30) months, we will attempt to contact you with a view to returning the balance and reminding you of the consequences thereof, at least thirty (30) days before your Stars Account is due to become inactive. If we do not receive a response from you, your Stars Account will be deemed to have become "inactive" in accordance with the provisions of the Gaming Authorisations and Compliance Directive issued by the Malta Gaming Authority and we reserve the right to charge an inactive account fee, so long as the account remains inactive and in credit and without prejudice to your rights in respect of inactive accounts under the said Directive.

We reserve the right to close a User's account for any reason whatsoever at any time without notice to such User. Any balance standing to the credit of the User's account at the time of the closure will be credited to that User's credit card/bank account registered with that User unless such credit is prohibited by applicable law or regulation.

We may close a User's account in accordance with Clause 9.1.

A User may at any time request that their Stars Account be closed by contacting Support . Should we deem it unwise for the Stars Account to be reopened, it will be closed permanently at our sole discretion.

Users are strictly prohibited from utilising the Service to facilitate any type of illegal money transfer system. You will not use the Service for any unlawful or fraudulent activity or prohibited transaction (including money laundering) under the laws of any jurisdiction that applies to you. If we have a suspicion that you may be engaging in or have engaged in fraudulent, unlawful or improper activity, including, without limitation, money laundering activities, or conduct otherwise in violation of this Agreement, your access to the Service will be terminated immediately and/or your Stars Account blocked. If your Stars Account is terminated or blocked in such circumstances, we shall only refund to you any funds that may be standing to the credit of your Stars Account at such time, in accordance with and to the extent permitted by prevailing anti-money laundering laws, regulations, guidelines and implementing procedures in Malta, to the extent applicable to the suspected wrongdoing. In addition we shall be entitled to inform relevant authorities, other online service providers and banks, credit card companies, electronic payment providers or other financial institutions of your identity and of any suspected unlawful, fraudulent or improper activity and you will cooperate fully with us to investigate any such activity. As a Malta-registered company TSG is governed by the prevailing anti-money laundering laws of Malta.

The policy and procedure for a User to effect a period of self-exclusion are set out on Responsible Gaming page of the Sites.

Important information for customers permanently or ordinarily resident in Germany

1. When a customer who is permanently or ordinarily resident in Germany wins a bet the settlement for that bet will be adapted afterwards by reducing five per cent (5%) of the winning amount (retroactive reduction of odds).
2. When a customer who is permanently or ordinarily resident in Germany opts to Cash Out a bet (where the Cash Out amount exceeds the stake) in accordance with the Cash Outs option described in our Sports Betting Rules the settlement for that bet will be adapted afterwards by reducing five per cent (5%) of the winning amount.

If VAT, GST, QST, HST or any other similar tax, hereinafter described as " Sales Tax ", applies to any payments made by you in connection with your use of the Service, such payments shall be treated as inclusive of all Sales Tax (if any).

The Software contains third party software, including casino game software licensed to us by various third parties, sports betting software developed and licensed to us by Amelco UK Limited, software developed by the OpenSSL Project for use in the OpenSSL Toolkit ( http://www.openssl.org ); cryptographic software written by Eric Young; ungif software written by Eric S.Raymond; PSTCollectionView software written by Peter Steinberger, and font software that is proprietary to the licensor or its suppliers and subject to the copyright laws of the United States and other jurisdictions (this, together with any other software provided by Third Party Providers is the " Licensed Software ").

In order for you to use certain RM Games it may be necessary to provide you with Licensed Software provided by Third Party Providers. Third Party Providers of such software may require you to agree to additional terms and conditions governing the use of their products including individual RM Game supplier rules. These additional third party terms and conditions can be found within each RM Game and you should review them and ensure that you agree and consent to them prior to using any such third party Licensed Software. If you continue to play any RM Game or access any part of the Service where we have notified you that third party terms and conditions apply, we will deem you to have accepted and to be bound by the same. If you do not accept these third party terms and conditions, you may not use the relevant third party Licensed Software. You shall not interfere with, modify or reverse engineer any Software provided to you by us or any third party whether Licensed Software or any other Software.

We do not accept any liability in respect of any third party Licensed Software and in particular we do not provide any representation or warranty that any third party gambling products will comply with the terms, conditions or game rules applicable to them, all of which is the responsibility and liability of the relevant Third Party Provider.

Your use of the Licensed Software is also subject to compliance with all of the terms and conditions of this Agreement.

The Licensed Software may not be altered, modified or extracted from the Software.

The User's use is limited to "Internal Use" meaning use of the Licensed Software only in the course of the User's customary and ordinary internal business or personal use and not for further resale, sublicensing or distribution. "Customary and ordinary internal business use" shall mean, for an End User that is an entity, use by such User, or its employees or authorized agents for the User's customary and ordinary internal business. "Customary and ordinary personal use" shall mean, for an End User that is an individual, use by such User or a member of such User's household for internal personal purposes. All such employees, agents, and household members shall be notified by the User as to the terms and conditions of this Agreement.

All rights not expressly granted in the Licensed Software are reserved.

The OpenSSL Toolkit, the ungif software, the PSTCollectionView software and cryptographic software is provided by the OpenSSL Project, by Eric S. Raymond, by Peter Steinberger and by Eric Young "as is" and any expressed or implied warranties, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose are disclaimed. In no event shall the OpenSSL Project, Eric Young, Eric S. Raymond, Peter Steinberger or their contributors be liable for any direct, indirect, incidental, special, exemplary or consequential damages (including, but not limited to, procurement of substitute goods or services; loss of use, data, or profits or business interruption) however caused and on any theory of liability, whether in contract, strict liability, or tort (including negligence or otherwise) arising in any way out of the use of the OpenSSL Toolkit, the ungif software, the PSTCollectionView software and cryptographic software, even if advised of the possibility of such damage.

No waiver by TSG of any breach of any provision of this Agreement (including the failure of TSG to require strict and literal performance of or compliance with any provision of this Agreement) shall in any way be construed as a waiver of any subsequent breach of such provision or of any breach of any other provision of this Agreement.

Nothing in this Agreement shall create or confer any rights or other benefits in favour of any third parties not party to this Agreement other than with respect to any company within the Flutter Group and any Third Party Providers.

Nothing in this Agreement shall create or be deemed to create a partnership, agency, trust arrangement, fiduciary relationship or joint venture between you and us.

This Agreement constitutes the entire understanding and agreement between you and us regarding the Service and supersedes any prior agreement, understanding, or arrangement between you and us.

The User must provide full and truthful information in respect of all details and information requested by us in connection with the User's use of the Service subject at all time to the terms of the Privacy Policy .

The English language version of this Agreement shall be the prevailing version in the event of any discrepancy between any translated versions of this Agreement.

Subject to the terms and conditions contained herein Stars Mobile grants the User a limited, non-exclusive, personal, non-transferable, non-sublicensable, revocable right to install and use the Software on your PC or Device, as the case may be, in order to access the Stars Mobile servers and play the PM Games available (the Software and the PM Games together being the " Service ").

The Software is licensed to you by Stars Mobile for your private personal use. Please note that the Service is not for use by individuals: (i) under 18 years of age, (ii) under the legal age of majority in their jurisdiction and (iii) connecting to the Sites from jurisdictions from which it is illegal to do so. Stars Mobile is not able to verify the legality of the Service in each jurisdiction and it is the User's responsibility to ensure that their use of the Service is lawful.

We reserve the right at any time to request from you evidence of age in order to ensure that minors are not using the Service. We further reserve the right to suspend or cancel your account and exclude you, temporarily or permanently, from using the Service if satisfactory proof of age is not provided or if we suspect that you are underage.

In order to verify your identity, physical address, age and/or source of funds and meet our regulatory obligations, we may ask that you provide personal details and/or documentation (such as a copy of your passport, proof of address or payment method details) from time to time. Please see our Privacy Policy for more information on how we use such personal data.

You warrant that any names or images used by you in connection with the Sites or Service (for example, your user name and avatar) shall not infringe the intellectual property, privacy or other rights of any third party. You hereby grant us for the benefit of the Flutter Group a worldwide, irrevocable, transferable, royalty free, sublicensable license to use such names and images for any purpose connected with the Sites or Service, subject to the terms of our Privacy Policy .

LICENSE OF VIRTUAL ITEMS

The PM Games may include virtual chips and/or other virtual items for use in the PM Games (together the " Virtual Items "). Depending on the PM Game, you may be able to "earn" Virtual Items through gameplay and/or "buy" Virtual Items by visiting the relevant purchase page(s) and completing the necessary transaction. You hereby acknowledge and agree that these "real world" terms are only used figuratively, and you agree that you have no right or title in Virtual Items, whether "earned" in a PM Game or "purchased" from Stars Mobile. Any "virtual currency" or similar virtual balance shown in your User account does not constitute a real-world balance or reflect any stored value, but instead constitutes a measurement of the extent of your license to use the relevant Virtual Items in-game.

Virtual Items are for in-game use only. You may not sublicense, trade, sell, or transfer Virtual Items for value of any kind outside of a PM Game (or attempt to do any of these things). Any such action or attempted action is prohibited and void and may subject your User account to termination. In addition, you acknowledge that Stars Mobile may commence legal action against you for any harm done by such transfer or attempted transfer of Virtual Items outside of the PM Games.

When you purchase a license to use Virtual Items in-game, Stars Mobile may send you a confirmatory email that will contain details of the Virtual Items you have ordered. Please check that the details in the confirmatory email are correct as soon as possible and maintain a copy of it for your records. If you have any concern, please contact Support . Stars Mobile keeps records of transactions in order to deal with any queries.

Stars Mobile may revise the pricing for Virtual Items at any time.

You acknowledge and agree that Virtual Items will not be usable if either (a) the PM Game in question is withdrawn for any reason; or (b) the Virtual Item in question is withdrawn for any reason. Stars Mobile will endeavour to give you reasonable prior notice of any withdrawal of a PM Game/Virtual Item. If Stars Mobile does not give you such prior notice for whatever reason, you will be entitled to contact Stars Mobile for a refund of any unused Virtual Items that you have "purchased" with real money (not "earned" through gameplay) and which are affected by the withdrawal of the PM Game/Virtual Item. However, if Stars Mobile gives you reasonable prior notice of a withdrawal of a PM Game or Virtual Item, you will not be entitled to a refund of any affected Virtual Items and Stars Mobile will have no further liability to you.

Save as set out in Clause 1.12 above, you acknowledge that Stars Mobile is not required to provide a refund of Virtual Items for any reason, and that you will not receive money or other compensation for unused Virtual Items when a User account is closed, whether such closure was voluntary (e.g. where the User account is closed by you) or involuntary (e.g. where the User account is closed because you materially breach any term of this Agreement).

Stars Mobile disclaims any and all warranties, expressed or implied, in connection with the Service which is provided to you "AS IS" and we provide you with no warranty or representation whatsoever regarding its quality, fitness for purpose, completeness or accuracy.

We make no warranty that the Service will be uninterrupted, timely or error-free, that defects will be corrected or that the Software and the Sites shall be free from viruses, bugs or other contaminants.

Stars Mobile reserves the right to suspend, discontinue, modify, remove or add to the Service in its absolute discretion with immediate effect and without an obligation to provide you with notice where we consider it necessary to do so, including (for example) where we receive information that you have entered into any self-exclusion agreement with any gambling provider or where we deem it necessary for the management, maintenance or update of the Software and we shall not be liable in any way whatsoever for any loss suffered as a consequence of any decision made by Stars Mobile in this regard.

your use of the Service is at your sole option, discretion and risk;

the telecommunications networks and Internet access services required for you to access and use the Service are entirely beyond the control of Stars Mobile and Stars Mobile shall have no liability whatsoever for any outages, slowness, capacity constraints or other deficiencies affecting the same;

you are prohibited from using the Service in any way to create, receive or facilitate the transfer or receipt of any financial gain or other pecuniary advantage to you or any third party (whether or not acting on your behalf). Virtual Items have no value in and of themselves and are not transferable and exchangeable within a Stars Account. Further, such Virtual Items have no value in themselves and are not redeemable for any 'real' currency or prize. Thus you are prohibited from sublicensing, renting, leasing, selling, trading, gifting, bequeathing or otherwise transferring your Stars Account or any Virtual Items associated with your Stars Account to a third person;

Stars Mobile does not provide advice to Users regarding tax and/or legal matters. Users who wish to obtain advice regarding tax and legal matters are advised to contact appropriate advisors and/or authorities in the jurisdiction in which they are domiciled and/or resident;

you are aged 18 or over (or, if the legal age for gambling in your jurisdiction of residence is more than 18, you are older than this relevant legal age for gambling) and that you are not currently self-excluded from any online or mobile gambling site and that you will inform us immediately if you enter into a self-exclusion agreement with any gambling provider;

you have provided true and accurate information concerning your age, physical address and identity, including nationality;

you are not currently on any list of persons that would prohibit Stars Mobile from engaging in business or other dealings, or otherwise offering the Service to you;

you are not prohibited due to your geographic location or otherwise from receiving funds from Stars Mobile; and

if you are identified as such a person as detailed in Clause 4.7 or 4.8, Stars Mobile may immediately terminate your account and all access to any of the Service.

SOFTWARE MODIFICATIONS. User may not attempt to modify, decompile, reverse-engineer or disassemble the Software in any way.

PERSONAL USE. The Service is intended solely for the User's personal use and entertainment and not for money and must not in any way be used to create any financial gain or other pecuniary advantage to you. The User must provide full and truthful information in respect of all details and information provided by the User to Stars Mobile and the User is obligated to update such details in the event of any change thereto.

COLLUSION AND CHEATING. Collusion and cheating by Users by sharing poker hole cards or by any other methods is strictly forbidden. Stars Mobile reserves the right, in addition to other measures, to restrict seating and/or to prohibit Users from playing at a particular poker table or in a tournament, including restricting two or more Users from playing together at the same table or in the same tournament. In addition, Stars Mobile reserves the right to consider any collusion or attempt at collusion between players (including Users) as a material breach of this Agreement and accordingly Stars Mobile shall have the right to terminate a User's account if a User engages or attempts to engage in any such activity, regardless of the outcome of such attempt. Users should report any suspected collusion or cheating to Support.

EXTERNAL PLAYER ASSISTANCE TOOLS. Stars Mobile prohibits external player assistance tools (" EPA Tools ") that are designed to provide an "unfair advantage" to players. Stars Mobile defines "EPA Tools" as computer software (other than the Software), and non-software-based systems (e.g. web sites, subscription services and physical materials). Stars Mobile takes a broad view of what constitutes an "unfair advantage" in the context of any use of EPA Tools and specific guidance can be found in our Third Party Tools and Services FAQ . For the avoidance of doubt, what is prohibited encompasses but is not limited to accessing or compiling information on other players beyond that which the User has personally observed through the User's own game play or receiving advice, direction or assistance on how to play, in real time, that goes beyond a basic level.

AUTOMATIC PLAYERS (BOTS). The use of artificial intelligence including, without limitation, "robots" is strictly forbidden in connection with the Service. All actions taken in relation to the Service by a User must be executed personally by players through the user interface accessible by use of the Software, and without the assistance of any form of artificial intelligence.

EPA PREVENTION. You agree that Stars Mobile may take steps to detect and prevent the use of prohibited EPA Tools. These steps may include, but are not limited to, examination of software programs running concurrently with the Stars Mobile Software on the User's PC or Device. You agree that you will not attempt to bypass, interfere with, or block such steps, including, without limitation, the use of third party software that bypasses, interferes with, or blocks such steps.

CHIP-DUMPING. Chip-dumping occurs when any User intentionally loses a poker hand in order to deliberately transfer his chips to another User. Any User who participates or attempts to participate in chip-dumping with any other User, while using the Service may be permanently banned from using the Service and their Stars Account may be terminated immediately. In such circumstances Stars Mobile will be under no obligation to return or credit to you any chips that may be in your Stars Account at such time.

Without prejudice to any other rights of Stars Mobile, if a User breaches in whole or in part any provision contained herein, Stars Mobile reserves the right, in our unfettered discretion, to take such action as it sees fit, including terminating this Agreement or any other agreement in place between the User and any other member of the Flutter Group, immediately blocking the User's access to the Service or to any other service offered by the Flutter Group, terminating such User's account on the Sites or on any other sites operated by the Flutter Group, seizing or quarantining all Virtual Items held in the User's account on the Sites or on any other site operated by the Flutter Group and/or taking legal action against such User. A breach of this Agreement by a User shall be deemed to be a breach of every other agreement between the User and a member of the Flutter Group.

Subject to Clause 8.2 below, under no circumstances, including negligence, shall Stars Mobile or any other member of the Flutter Group be liable for any special, incidental, direct, indirect or consequential damages whatsoever (including, without limitation, damages for loss of business profits, business interruption, loss of business information, or any other pecuniary loss) arising out of the use (or misuse) of the Service even if Stars Mobile or the relevant member of the Flutter Group had prior knowledge of the possibility of such damages.

Nothing in this Agreement shall exclude or limit Stars Mobile's liability for: (a) death or personal injury resulting from its negligence; or (b) fraud or fraudulent misrepresentation; or (c) any liability which cannot be excluded or limited under applicable law (including, for the avoidance of doubt, The Misrepresentation and Unfair Contracts Act 1980 (Isle of Man)).

Each Stars Account shall be accessible through the use of a combination of a unique username (" Username "), a unique and secret password (" Password "), and other optional numeric authentication methods that the User may select (the Username, Password and any other authentication features together being referred to as the " Login Credentials "). The User is obligated to choose his/her own Username and Password in accordance with the rules relating thereto.

The User agrees that he/she is solely responsible for all use of the Service under his/her Login Credentials and that he/she shall not disclose the Login Credentials to any person whatsoever nor permit another person to use the Service via his/her Stars Account.

The User is obliged to keep his/her Login Credentials secret and confidential at all times and to take all efforts to protect their secrecy and confidentiality. Any unauthorized use of the Login Credentials shall be the sole responsibility of the User and be deemed as his/her use. Any liability therefrom shall be that of the User.

A User may only have one Stars Account with Stars Mobile and shall only use the Service using such single account. It is prohibited for a User to open multiple accounts with Stars Mobile. In the event that Stars Mobile becomes aware of additional accounts opened by a User, Stars Mobile may close such additional accounts without notice and may confiscate Virtual Items held in such additional accounts.

You will not be able to place any bets (with Virtual Items) using the Service in an amount greater than the total amount of Virtual Items in your Stars Account.

Where applicable Stars Mobile reserves the right to use third party electronic payment processors and/or financial institutions to process payments made by and to you in connection with your use of the Service.

You are fully responsible for paying all monies owed to Stars Mobile. You agree not to make any chargebacks, and/or deny or reverse any payment made by you in respect of the Service. You will reimburse Stars Mobile for any chargebacks, denial or reversal of payments you make and any loss suffered by us as a consequence.

Stars Mobile reserves the right to run credit and/or identity checks on a User, with third party credit reference agencies or services, using the information provided to us by a User on registration with the Service in accordance with the terms of the Privacy Policy . The third party credit reference agencies or services may retain a record of the information but they will not use the information for any other purpose.

If VAT, GST, QST, HST or any other similar tax, hereinafter described as " Sales Tax ", applies to any payments made by you in connection with your use of the Service, such payments shall be treated as inclusive of all Sales Tax (if any).

The Software contains, as a component, third party software, including software developed by the OpenSSL Project for use in the OpenSSL Toolkit ( http://www.openssl.org/ ); cryptographic software written by Eric Young; ungif software written by Eric S. Raymond; PSTCollectionView software written by Peter Steinberger and font software that is proprietary to the licensor or its suppliers and subject to the copyright laws of the United States and other jurisdictions (this, together with any other software provided by Third Party Providers is the " Licensed Software ").

In order for you to use certain PM Games it may be necessary to provide you with Licensed Software provided by a third party. The providers of such software may require you to agree to additional terms and conditions governing the use of their products including individual PM Game supplier rules. These additional third party terms and conditions can be found within each PM Game and you should review them and ensure that you agree and consent to them prior to using any such third party Licensed Software. If you continue to play any PM Game or access any part of the Service where we have notified you that third party terms and conditions apply, we will deem you to have accepted and to be bound by the same. If you do not accept these third party terms and conditions, you may not use the relevant third party Licensed Software. You shall not interfere with, modify or reverse engineer any Software provided to you by us or any third party whether Licensed Software or any other Software.

We do not accept any liability in respect of any third party Licensed Software and in particular we do not provide any representation or warranty that any third party gambling products will comply with the terms, conditions or game rules applicable to them, all of which is the responsibility and liability of the relevant Third Party Provider.

Your use of the Licensed Software is subject to compliance with all of the terms and conditions of this Agreement.

The Licensed Software may not be altered, modified or extracted from the Software.

The User's use is limited to "Internal Use" meaning use of the Licensed Software only in the course of the User's customary and ordinary internal business or personal use and not for further resale, sublicensing or distribution. "Customary and ordinary internal business use" shall mean, for an End User that is an entity, use by such User, or its employees or authorized agents for the User's customary and ordinary internal business. "Customary and ordinary personal use" shall mean, for an End User that is an individual, use by such User or a member of such User's household for internal personal purposes. All such employees, agents, and household members shall be notified by the User as to the terms and conditions of this Agreement.

All rights not expressly granted in the Licensed Software are reserved.

The OpenSSL Toolkit, the ungif software, the PSTCollectionView software and cryptographic software is provided by the OpenSSL Project by Eric S. Raymond, by Peter Steinberger and by Eric Young "as is" and any expressed or implied warranties, including, but not limited to, the implied warranties of merchantability and fitness for a particular purpose are disclaimed. In no event shall the OpenSSL Project, Eric Young, Eric S. Raymond, Peter Steinberger or their contributors be liable for any direct, indirect, incidental, special, exemplary or consequential damages (including, but not limited to, procurement of substitute goods or services; loss of use, data, or profits or business interruption) however caused and on any theory of liability, whether in contract, strict liability, or tort (including negligence or otherwise) arising in any way out of the use of the OpenSSL Toolkit, the ungif software, the PSTCollectionView software and cryptographic software, even if advised of the possibility of such damage.

No waiver by Stars Mobile of any breach of any provision of this Agreement (including the failure of Stars Mobile to require strict and literal performance of or compliance with any provision of this Agreement) shall in any way be construed as a waiver of any subsequent breach of such provision or of any breach of any other provision of this Agreement.

Nothing in this Agreement shall create or confer any rights or other benefits in favour of any third parties not party to this Agreement other than with respect to any company within the Flutter Group and any Third Party Providers.

Nothing in this Agreement shall create or be deemed to create a partnership, agency, trust arrangement, fiduciary relationship or joint venture between you and us.

This Agreement constitutes the entire understanding and agreement between you and us regarding the Service and supersedes any prior agreement, understanding, or arrangement between you and us.

The User must provide full and truthful information in respect of all details and information requested by Stars Mobile in connection with the User's use of the Service subject at all time to the terms of the Privacy Policy .

The English language version of this Agreement shall be the prevailing version in the event of any discrepancy between any translated versions of this Agreement.